A Credit Report Breakdown Session is a guided review of your credit file designed to help you fully understand what lenders see and how your information is being interpreted. During the session, we walk through your report line by line, explaining accounts, balances, payment history, inquiries, and negative items in clear, everyday language. The goal is to remove confusion, identify potential issues, and highlight the factors that are directly influencing your score.
By the end of the session, you’ll have a realistic picture of where you stand and what steps will make the biggest impact moving forward. Instead of guessing or relying on generic advice, you leave with clarity, priorities, and a practical direction tailored to your situation. This session is about education first — giving you knowledge you can use immediately and continue applying long after the review is complete.
The DIY Credit Builder Plan - is a digital step-by-step package designed for people who want to improve their credit on their own, but with clear structure and expert guidance. It includes easy-to-follow instructions, worksheets, dispute templates, tracking tools, and educational guides that explain exactly what to do and when to do it. Everything is written in plain language so you can move through the process with confidence instead of guessing.
This package acts as your personal roadmap, helping you organize your credit repair efforts, prioritize the right actions, and build habits that support long-term improvement. You’ll know how to review your reports, spot problems, take corrective steps, and monitor progress without depending on a third party. It’s built to give you independence — a complete digital toolkit you can reuse anytime you need it.
The Monthly Accountability Membership - is a recurring support program designed to keep you consistent, focused, and moving forward with your credit goals. Members receive ongoing coaching check-ins, progress reviews, education, and structured guidance so you’re never navigating the process alone. This membership is about momentum — helping you stay organized, follow through on your action plan, and make steady improvements month after month with professional support behind you.
It provides a long-term framework for learning and accountability, reinforcing strong financial habits while giving you a place to ask questions and adjust strategies as your situation evolves. Instead of one-time advice, you gain continued access to coaching and education that supports sustainable credit growth and confidence.